PAYMENT DISTRIBUTION OCCURED ON DECEMBER 13, 2013

If your Harris Bank account is eligible for a payment under the Settlement, you will receive payment by check. Your check was mailed on December 13, 2013. Please be patient in waiting for your check to arrive.

All the information you need regarding your account credit or check is available on this website.

Go to the FAQs for detailed information.

If you paid Overdraft Fees to Harris, N.A., you may be eligible for a payment from a Class Action Settlement.1

Case Background

The purpose of this website is to inform you about a proposed Settlement of this class action lawsuit and about all of your options before the Court decides whether to give Final Approval to the Settlement. This website explains the lawsuit, the Settlement, your legal rights, what benefits are available, who may be eligible for those benefits, and how to get them.

A $9.4 million Settlement has been reached in a class action lawsuit about the order in which Harris, N.A. (“Harris Bank”) posted Debit Card Transactions to consumer deposit accounts, and the effect the posting order had on the number of Overdraft Fees the bank charged its Account holders. The complaint in the lawsuit is posted here and contains all of the allegations and claims asserted against Harris Bank. Harris Bank denies the claims in the lawsuit and maintains there was nothing wrong about the posting order used. The Court has not decided which side is right.

You are a member of the Settlement Class if you had a Harris Bank consumer deposit Account that was opened anywhere other than in Illinois and accessible with a Harris Debit Card between April 23, 2004 and October 4, 2012; or had a Harris Bank consumer deposit Account that was opened in Illinois and accessible with a Harris Bank Debit Card between April 23, 2000 and October 4, 2012; and were charged one or more Overdraft Fees as a result of Harris Bank’s practice of posting Debit Card Transactions from highest to lowest dollar amount.

Automatic payments will be made to eligible Settlement Class Members who do not opt out of the Settlement. Additionally, non-automatic payments will be made to eligible Settlement Class Members who: (a) had Accounts that were opened in Illinois; (b) incurred eligible Overdraft Fees between April 23, 2000 and September 4, 2003; and (c) who submit valid Claim Forms.

If you would like further information about the claims asserted in this case, you can review a copy of the Settlement Agreement here.

1 All capitalized terms herein have the same meanings as the defined terms in the Settlement Agreement, a copy of which may be found on this website.